Andrew Kincaid

Experience

1. Acrisure Feb 2024 – Present

   1. Sr. Manager, Underwriting Systems Aug 2025 – Present

      • Manage four internal engineers and direct a four-person forward-deployed vendor team, driving a single roadmap across two reporting lines.
      • Built and own the core API platform — the system of record for rating and integrations across internal and external systems. Roughly 1,000 insureds quoted and ~$15M in bound premium per month.
      • Drive the consolidation of multiple MGA verticals onto a shared, modern policy admin platform — unifying database and accounting, and standardizing policy lifecycle across the book.
      • Serve as the translation layer between underwriting, actuarial, operations, business leadership, and platform engineering — formalizing ambiguous operational workflows into scalable systems, integrations, and automation.
      • Own the design decisions for how business workflow lands in the new policy admin system — partnering with underwriting leadership to define the process itself before it gets built, turning undocumented operations into rating logic, integrations, and automation.
      • Drove practical adoption of AI-assisted workflows across engineering and underwriting operations — building MCP-style tooling over policy administration systems to expose internal workflows as callable tools for automation, debugging, and specification generation.

   2. Backend Team Lead Feb 2024 – Aug 2025

      • Led a backend team of 2–3 engineers and stood up the underwriting platform modernization effort that became today's policy admin program.
      • Architected the first generation of our raters, workflow system, and integration surface — now owned at platform scale.
      • Translated underwriting, actuarial, and operations requirements into durable backend services, establishing patterns still used today.
2. Koffie Financial Sep 2021 – Jan 2024

   1. Backend Services Team Lead May 2022 – Jan 2024

      • Built the full policy administration system from scratch — quoting, binding, issuance, endorsements, and the data model under all of it.
      • Replaced a vendor-built Excel rater with a Python rater on a custom DSL — moving rating logic into version control and giving actuarial a readable, auditable model. Designed the DSL so state DOI reviewers could read and reason about the rater during rate filings.
      • Led backend development for a commercial insurance platform, partnering daily with underwriting, actuarial, and operations.
      • Established CI/CD, testing, and documentation practices for the platform; mentored engineers through the shift from scripts to services.

   2. Software Engineer Sep 2021 – Jun 2022

      • Shipped early backend services for the platform and helped set the technical direction that carried into my time as team lead.
      • Built close working relationships with underwriting and product — the foundation for every later leadership role.
3. AM Best Jun 2017 – Sep 2021

   1. Quantitative Analyst (Associate → II) Jun 2017 – Sep 2021

      • Developed and maintained the Python analytical package housing the capital adequacy model, projection model, and supporting credit-rating tooling used by the Quantitative Analysis team.
      • Led design and implementation of the team's first formal CI/CD pipeline (Azure DevOps); designed schemas for the analytical and reporting pipelines; contributed to a Vue.js SPA and Django REST API serving internal analysts and external clients.
      • Started by converting Excel/VBA models into Python and consolidating standalone models into a single maintainable codebase.